Date of Award
Fall 2025
Language
English
Embargo Period
12-1-2025
Document Type
Dissertation
Degree Name
Doctor of Philosophy (PhD)
College/School/Department
School of Social Welfare
Program
Social Welfare
First Advisor
Dr. Loretta Pyles
Second Advisor
Dr. Cheng Ren
Third Advisor
Dr. Tara Nair
Keywords
Poverty, Financial Inclusion, Microfinance, Sustainable Livelihoods Framework, Mutual Solidarity Organizations, Canonical Correlational Analysis, Social Welfare, International Development, Haiti
Subject Categories
Civic and Community Engagement | Other Economics | Social Justice | Social Work
Abstract
Scholars, policymakers, changemakers, and social workers have attempted to define, understand, and eradicate poverty. Its endurance raises the prospect that these efforts may be incomplete or faulty. This thesis will probe this concern by examining poverty and poverty alleviation programs through the lens of a holistic intervention-based framework known as the Sustainable Livelihoods Framework (SLF). The first paper introduces the SLF and uses it to undertake a conceptual analysis comparing demand and supply driven poverty alleviation interventions that are based on financial inclusion. Next it uses the SLF as a methodological tool to compare financial inclusion programs, as operationalized by solidarity-based organizations in Haiti. Understanding poverty in Haiti requires examination of the country’s history, geography, and apparatus of state institutions in the context of neoliberal, post-colonial globalization. In this complex landscape, solidarity-based organizations, which center lived experiences, collaboration, and collective agency of impacted people, have led poverty alleviation interventions. The second (qualitative) and third (quantitative) paper of this thesis investigates people’s experiences with financial institutions, what they perceive as critical elements that support their well-being, how different types of institutions and processes serve those elements, and how these efforts impact poverty and well-being. These questions have broad conceptual and practical implications for social and economic development practice, which faces many challenges that are the direct or indirect consequences of poverty.
License

This work is licensed under a Creative Commons Attribution 4.0 International License.
Recommended Citation
Bhat, Meera R., "Can Financial Inclusion-Based Interventions for Poverty Alleviation Build Sustainable Livelihoods? Voices from Mutual Solidarity Groups (MUSO) in Haiti." (2025). Electronic Theses & Dissertations (2024 - present). 341.
https://scholarsarchive.library.albany.edu/etd/341
Included in
Civic and Community Engagement Commons, Other Economics Commons, Social Justice Commons, Social Work Commons